Nigerian is the most business oriented people on earth with diverse culture and open minded individuals ready to work and make your company grow.
A&A associate- brings business opportunity to your door steps and provides you with the best price!!!!!!!!!!
Do you want to buy properties in Nigeria and Ghana?
Invest into Nigerian stock market?
Own your own homes in Nigeria and Ghana and sell later for bigger profit?
Looking to buy a business in Nigeria or want to run and build your own business in Africa
Have a good business idea that will boom in Nigeria and Ghana and have available resources to fund it?
Want to fund individual or group business plan, as we have lot of business plans but no fund to execute them...
Immigration matters
Orphanage/ motherless babies help
Holiday/ vacation trip, we arrange your vacation to any low and high hotels of your choice here in Nigeria and Ghana
Church camp/ contribution
Partnership with us
Our team of expact will help you get the best price here in Nigeria and Ghana.
Interested individual should contact
Mr. Ahuruonye. Alozie
Ahuruonye.alozie@gmail.com
Phone: +234-8024243113
A & A associate
Simply the best
Monday, September 29, 2008
Wednesday, September 24, 2008
Natural ADD Remedies
Many people do not agree with the use of stimulant medication to treat ADD, and therefore look to non-medicinal treatments to alleviate the symptoms caused by ADD. In addition to therapeutic treatments like psychotherapy, behavioral therapy, and teaching social skills, there are several other natural ADD remedies that fall under different classifications like supplements and homeopathic treatments.
Therapeutic Treatments
• Behavioral Therapy: This therapy is a more focused type of psychotherapy that is geared toward dealing with more specific and immediate issues. It aims to help change thinking habits by working on organizational habits, and dealing with emotional issues in a manner that will help the patient work on thinking before acting.
• Psychotherapy: This therapy is a mechanism for patients to talk about their thoughts and feelings, and learn how to cope with them more efficiently. It will help them learn how to identify their strengths and build on them rather than dwindling on the fact that they have the disorder. Many people believe they are too disadvantaged to be productive once they find out they have ADD, and therefore become unproductive despite the fact that with a bit of extra work, they can be.
• Support Groups: This will help patients find and work with other people dealing with the same disorder and learn from each other.
Supplements
• Zinc: This element is required by every cell in the body, and making sure that you get enough of it is a key part of combating several issues that may arise within the body.
• Evening Primrose Oil: This provides fatty acids that are key in the reduction of ADD symptoms that many people lack in their actual diet.
• Ambrotose Complex: This supplement is full of several different key plant nutrients that will improve cell-to-cell communication throughout the body, which will help to alleviate several different ailments.
Other Things You Can Do
Besides all of the above natural ADD remedies, you can make sure that you get adequate rest, avoid caffeine, and make other nutritional adjustments that will otherwise improve your health and lifestyle to increase concentration and focus. Eliminating refined sugars and many food additives will help you make sure that you are giving your body enough of what it needs to combat all the symptoms of ADD. Not only this, but it will make you feel better, and likely live longer than continuing to eat the junk that is marketed.
For more information on ADHD visit http://www.adhd-survival-guide.com
Therapeutic Treatments
• Behavioral Therapy: This therapy is a more focused type of psychotherapy that is geared toward dealing with more specific and immediate issues. It aims to help change thinking habits by working on organizational habits, and dealing with emotional issues in a manner that will help the patient work on thinking before acting.
• Psychotherapy: This therapy is a mechanism for patients to talk about their thoughts and feelings, and learn how to cope with them more efficiently. It will help them learn how to identify their strengths and build on them rather than dwindling on the fact that they have the disorder. Many people believe they are too disadvantaged to be productive once they find out they have ADD, and therefore become unproductive despite the fact that with a bit of extra work, they can be.
• Support Groups: This will help patients find and work with other people dealing with the same disorder and learn from each other.
Supplements
• Zinc: This element is required by every cell in the body, and making sure that you get enough of it is a key part of combating several issues that may arise within the body.
• Evening Primrose Oil: This provides fatty acids that are key in the reduction of ADD symptoms that many people lack in their actual diet.
• Ambrotose Complex: This supplement is full of several different key plant nutrients that will improve cell-to-cell communication throughout the body, which will help to alleviate several different ailments.
Other Things You Can Do
Besides all of the above natural ADD remedies, you can make sure that you get adequate rest, avoid caffeine, and make other nutritional adjustments that will otherwise improve your health and lifestyle to increase concentration and focus. Eliminating refined sugars and many food additives will help you make sure that you are giving your body enough of what it needs to combat all the symptoms of ADD. Not only this, but it will make you feel better, and likely live longer than continuing to eat the junk that is marketed.
For more information on ADHD visit http://www.adhd-survival-guide.com
Internet Marketing Tips - Are Your Emails Ending Up in the Spam Box?
I've been doing email marketing for over five years now. It has been a major part of my success online. However, there are many marketers who I talk to who tell me that they're not getting any results from email marketing. The first question I ask them is "Are your emails getting read?" They have no idea. That's another issue for another day, but you must at least track your email campaigns to see if your emails are being opened and read. However, they're not going to get read if they're ending up in somebody's spam box. How can you tell? Well, you can't, but there are things you can do to help prevent that from happening. This article is going to share a few of them with you.
The first thing you can do to ensure your emails get delivered is to use a reputable email delivery service. A lot of marketers scrimp and save here and go with free services or ones with no reputation to speak of. Well, when you do that, you run the risk of having your emails end up as spam. By going with a reputable service like Aweber or GetResponse, you have a much better shot at getting your emails delivered. And when your emails get delivered, they have a better chance of being read.
Another thing you can do to ensure that your emails get delivered is to avoid subjects with words that might trip the spam filters of some of the major ISPs. Because of the amount of spam that is generated on a daily basis, ISPs have had no choice but to put very aggressive filters on email accounts. Heck, a lot of email that I want to get doesn't get delivered. So I know what it's like. By avoiding spam triggering words like FREE, you can help get your emails delivered with more regularity.
Finally, there is the actual message of the email itself. The same rules apply here as for the subject of the email. You can't load up your message with a ton of info that is going to trip the spam filters. It's easy enough to find out what this content is. Just look up "spam checker" and Google and you'll find plenty of words that trip these filters.
Once you get your emails delivered, the rest is easy as long as you have a good message and an offer that people can't refuse.
To YOUR Success,
Tony
The first thing you can do to ensure your emails get delivered is to use a reputable email delivery service. A lot of marketers scrimp and save here and go with free services or ones with no reputation to speak of. Well, when you do that, you run the risk of having your emails end up as spam. By going with a reputable service like Aweber or GetResponse, you have a much better shot at getting your emails delivered. And when your emails get delivered, they have a better chance of being read.
Another thing you can do to ensure that your emails get delivered is to avoid subjects with words that might trip the spam filters of some of the major ISPs. Because of the amount of spam that is generated on a daily basis, ISPs have had no choice but to put very aggressive filters on email accounts. Heck, a lot of email that I want to get doesn't get delivered. So I know what it's like. By avoiding spam triggering words like FREE, you can help get your emails delivered with more regularity.
Finally, there is the actual message of the email itself. The same rules apply here as for the subject of the email. You can't load up your message with a ton of info that is going to trip the spam filters. It's easy enough to find out what this content is. Just look up "spam checker" and Google and you'll find plenty of words that trip these filters.
Once you get your emails delivered, the rest is easy as long as you have a good message and an offer that people can't refuse.
To YOUR Success,
Tony
How to Make a Guy Friend Fall in Love With You Over Coffee Time
A coffee date is ideal for a first date, usually for people who met online and would like to take the relationship offline. Basically, your online chat mate and you start out as friends, and if you are both into coffee, you can meet safely in a cafe. Some advantages of a coffee date include the lack of expense, the relaxed and casual environment and the fact that the place is public. One rule of thumb to meeting an online friend for the first time is to always meet up in public.
Care for a Night Cap?
Coffee time could also be used to extend time together, as a night cap after a night of bar hopping and clubbing. If you went out with a group of friends, you can isolate yourselves with a coffee date. This allows a recap of the activities you did together during the night and the conversation could lead to something more. This scenario is ideal for a second and third date, but for the first one, an afternoon coffee date is appropriate.
A Casual Date Over Coffee is Effective for Romance
In a coffee date, no one has to be dressed to the nines, purchase expensive matinee tickets or pay for a formal dinner. The ideal date over coffee is done during a lazy afternoon after shopping or in the morning while the café employees are brewing the first batches. A coffee date is non-committal, casual and centers around the "getting to know you" phase of your relationship. Flirting over coffee, in a public place, could be tricky, but it is definitely doable.
Here are some tips on how to flirt with a guy friend over coffee time
1. Sip slowly
Sipping a cup of coffee, even if it's an espresso shot, will make him look at your lips. Smile a bit and play with the fragrant coffee fumes before sipping. He will be watching you the whole time.
2. Maintain Eye Contact
Every move you make during your date is recorded and registered in his memory. What better memory is there than that of your eyes looking at him demurely the whole time. Maintaining eye contact will convey interest and even longing. Coffee is a low maintenance drink, you don't need to rush drinking. This fact allows a certain freedom to talk to him through your eyes.
3. Keep the conversation light and bubbly
Talking amidst a group of fellow coffee goers should not be the time to discuss serious topics. You should keep the conversation flowing with laughter and funny anecdotes. This is the time to get to know the other person and to charm him. Let your fun side shine through with your light conversation and keep him smiling at you for the rest of the evening.
Making a person fall deeply in love with you takes time, but all goes well in your coffee date, you can be sure that you are taking a giant leap towards a lasting relationship with him. Leave a lasting first impression and make him remember your coffee date as one of the best wholesome dates he has ever had.
Care for a Night Cap?
Coffee time could also be used to extend time together, as a night cap after a night of bar hopping and clubbing. If you went out with a group of friends, you can isolate yourselves with a coffee date. This allows a recap of the activities you did together during the night and the conversation could lead to something more. This scenario is ideal for a second and third date, but for the first one, an afternoon coffee date is appropriate.
A Casual Date Over Coffee is Effective for Romance
In a coffee date, no one has to be dressed to the nines, purchase expensive matinee tickets or pay for a formal dinner. The ideal date over coffee is done during a lazy afternoon after shopping or in the morning while the café employees are brewing the first batches. A coffee date is non-committal, casual and centers around the "getting to know you" phase of your relationship. Flirting over coffee, in a public place, could be tricky, but it is definitely doable.
Here are some tips on how to flirt with a guy friend over coffee time
1. Sip slowly
Sipping a cup of coffee, even if it's an espresso shot, will make him look at your lips. Smile a bit and play with the fragrant coffee fumes before sipping. He will be watching you the whole time.
2. Maintain Eye Contact
Every move you make during your date is recorded and registered in his memory. What better memory is there than that of your eyes looking at him demurely the whole time. Maintaining eye contact will convey interest and even longing. Coffee is a low maintenance drink, you don't need to rush drinking. This fact allows a certain freedom to talk to him through your eyes.
3. Keep the conversation light and bubbly
Talking amidst a group of fellow coffee goers should not be the time to discuss serious topics. You should keep the conversation flowing with laughter and funny anecdotes. This is the time to get to know the other person and to charm him. Let your fun side shine through with your light conversation and keep him smiling at you for the rest of the evening.
Making a person fall deeply in love with you takes time, but all goes well in your coffee date, you can be sure that you are taking a giant leap towards a lasting relationship with him. Leave a lasting first impression and make him remember your coffee date as one of the best wholesome dates he has ever had.
Recovery From Hemorrhoid Surgery
There are many ways to correct hemorrhoid. The person can solve the problem from home by following the hoe treatment methods like soaking the area in warm water or putting ice on it. The person can also use different herbal medicines to get rid of the disease and get instant relief but these are all temporary and not long term solution to the disease. Permanent cure can be give only by the doctor by performing surgeries. Unfortunately the case is not always the same. Sometimes the problem returns even after surgery. But this depends much on the habits of the person recovering from hemorrhoid surgery and what he or she does to prevent the problem from occurring.
Hemorrhoidectomy is the name of the surgery that is made to remove the enlarged veins inside the rectum or the anus. it is also called hemorrhoid surgery. All hemorrhoids don't require surgery but there are some severe cases where the rest of the treatments fail and only surgery can heal the person of hemorrhoids. Most people however do not prefer to undergo the surgery because of the difficulties associated with it.
Recovery from hemorrhoid surgery takes time. It may take two weeks or more to recover after the surgery. There is also a lot of pain that the person have to go through after the surgery especially while passing stool or urinating. There should be absolutely no straining of the anal area because it will really increase the pain. Stool softeners are used during this period. There is also a lot of risk involved with it. For example bleeding could occur and also the patient has to be really careful so that the wound may not get infected.
The recovery time differs from person to person. Some recover fast but for some it takes even up to 8 -10 weeks to recover. And there is no certainty that the problem will out come up again. Some people face bleeding weeks after the hemorrhoid surgery.
to speed up hemorrhoid surgery recovery, the patient will also have to do some things on his part like losing weight, avoiding alcohol, take proper food rich in fiber, drink lots and lots of water and so on. It is also important for the patient to keep pain killers handy. The patient should also take full rest after the surgery and apply necessary creams or gels on the area till the wound is healed. It is important for those recovering from hemorrhoid surgery to continue soaking the area in warm water or placing ice packs on the area and go for check ups even after the surgery.
Amoils.com offers a breakthrough natural hemorrhoid treatment that effectively eliminates hemorrhoids using all natural healing oils. Visit Amoils.com today.
Hemorrhoidectomy is the name of the surgery that is made to remove the enlarged veins inside the rectum or the anus. it is also called hemorrhoid surgery. All hemorrhoids don't require surgery but there are some severe cases where the rest of the treatments fail and only surgery can heal the person of hemorrhoids. Most people however do not prefer to undergo the surgery because of the difficulties associated with it.
Recovery from hemorrhoid surgery takes time. It may take two weeks or more to recover after the surgery. There is also a lot of pain that the person have to go through after the surgery especially while passing stool or urinating. There should be absolutely no straining of the anal area because it will really increase the pain. Stool softeners are used during this period. There is also a lot of risk involved with it. For example bleeding could occur and also the patient has to be really careful so that the wound may not get infected.
The recovery time differs from person to person. Some recover fast but for some it takes even up to 8 -10 weeks to recover. And there is no certainty that the problem will out come up again. Some people face bleeding weeks after the hemorrhoid surgery.
to speed up hemorrhoid surgery recovery, the patient will also have to do some things on his part like losing weight, avoiding alcohol, take proper food rich in fiber, drink lots and lots of water and so on. It is also important for the patient to keep pain killers handy. The patient should also take full rest after the surgery and apply necessary creams or gels on the area till the wound is healed. It is important for those recovering from hemorrhoid surgery to continue soaking the area in warm water or placing ice packs on the area and go for check ups even after the surgery.
Amoils.com offers a breakthrough natural hemorrhoid treatment that effectively eliminates hemorrhoids using all natural healing oils. Visit Amoils.com today.
Anti Aging, Anti Wrinkle Cream - Preventing Wrinkles
An anti aging anti wrinkle cream is something that probably every one of us wants, whether or not that's our first thought when we look for skincare.
Preventing wrinkles is a dream for all of us who'd like to keep our skin looking young, soft and healthy, isn't it?
Books can be (and have been) written on skin care, but it doesn't take that many words to give you the essentials. Any anti aging anti wrinkle cream will always have to deal with the most important causes of aging, wrinkled skin.
Surprise: the main cause of wrinkles is NOT aging.
The main cause is lack of nutrition. This means nutrition inside and out -- and poor skin nutrition is very often associated with aging. But wrinkles are not inevitable and not necessary, just because time is passing.
Nutritious food and food supplements are both needed for excellent skin care. You can make your own healthy food choices, and my website will aim you at some of the best supplements available.
But for now: for preventing wrinkles, an anti aging anti wrinkle cream must tackle these three main causes of skin aging and wrinkles:
-- Loss of natural collagen and elastin, the primary ingredients in healthy skin;
-- reduced levels of hyaluronic acid, also called hyaluronan, which is vital to cell growth in the skin;
-- and oxidation from excessive free radicals in your skin.
All of these, at bottom, are nutrition problems.
For preventing wrinkles, you need products that nourish your skin with essential nutrients day and night. You need more than an anti aging anti wrinkle cream that lasts a few hours in the evening. You need your skin to be continuously nourished 24 hours a day.
The best skin care uses several different products for different functions. But here are some of the most effective ingredients for preventing wrinkles:
-- Coenzyme Q10, a superb antioxident
-- Natural Vitamin E, a wonderful antioxidant that complements Coenzyme Q10
-- Fine vegetable-based oils like grapeseed oil and babassu, both natural emollients that soften the skin
There are also some ultra-modern ingredients that tackle the causes of aging skin and wrinkles:
-- For stimulating collagen and elastin regrowth, CynergyTK, proven in clinical trials to stimulate the regrowth of collagen, elastin and new skin cells.
-- For increasing hyaluronic acid, the Japanese have been using a variety of sea kelp called wakame for centuries -- long before hyaluronic acid was even discovered. (You don't have to know the science to get the benefits.) An extract called Phytessence Wakame inhibits hyaluronidase, an enzyme that breaks down hyaluronic acid in your skin. Your levels of hyaluronic acid gradually increase to the amounts normally found in a much younger people.
-- For destroying free radicals, Nano-Lipobelle HEQ10 is CoEnzyme Q10 in "nano-emulsion" form, for better penetration into the skin. It is extremely effective at destroying free radicals in your skin for a powerful anti aging, anti-wrinkle effect.
The best anti aging, anti wrinkle cream will have many of these ingredients for preventing wrinkles.
For more details, you can check my website recommendations for an anti aging anti wrinkle cream.
http://www.health-and-skin-site.com/
Preventing wrinkles is a dream for all of us who'd like to keep our skin looking young, soft and healthy, isn't it?
Books can be (and have been) written on skin care, but it doesn't take that many words to give you the essentials. Any anti aging anti wrinkle cream will always have to deal with the most important causes of aging, wrinkled skin.
Surprise: the main cause of wrinkles is NOT aging.
The main cause is lack of nutrition. This means nutrition inside and out -- and poor skin nutrition is very often associated with aging. But wrinkles are not inevitable and not necessary, just because time is passing.
Nutritious food and food supplements are both needed for excellent skin care. You can make your own healthy food choices, and my website will aim you at some of the best supplements available.
But for now: for preventing wrinkles, an anti aging anti wrinkle cream must tackle these three main causes of skin aging and wrinkles:
-- Loss of natural collagen and elastin, the primary ingredients in healthy skin;
-- reduced levels of hyaluronic acid, also called hyaluronan, which is vital to cell growth in the skin;
-- and oxidation from excessive free radicals in your skin.
All of these, at bottom, are nutrition problems.
For preventing wrinkles, you need products that nourish your skin with essential nutrients day and night. You need more than an anti aging anti wrinkle cream that lasts a few hours in the evening. You need your skin to be continuously nourished 24 hours a day.
The best skin care uses several different products for different functions. But here are some of the most effective ingredients for preventing wrinkles:
-- Coenzyme Q10, a superb antioxident
-- Natural Vitamin E, a wonderful antioxidant that complements Coenzyme Q10
-- Fine vegetable-based oils like grapeseed oil and babassu, both natural emollients that soften the skin
There are also some ultra-modern ingredients that tackle the causes of aging skin and wrinkles:
-- For stimulating collagen and elastin regrowth, CynergyTK, proven in clinical trials to stimulate the regrowth of collagen, elastin and new skin cells.
-- For increasing hyaluronic acid, the Japanese have been using a variety of sea kelp called wakame for centuries -- long before hyaluronic acid was even discovered. (You don't have to know the science to get the benefits.) An extract called Phytessence Wakame inhibits hyaluronidase, an enzyme that breaks down hyaluronic acid in your skin. Your levels of hyaluronic acid gradually increase to the amounts normally found in a much younger people.
-- For destroying free radicals, Nano-Lipobelle HEQ10 is CoEnzyme Q10 in "nano-emulsion" form, for better penetration into the skin. It is extremely effective at destroying free radicals in your skin for a powerful anti aging, anti-wrinkle effect.
The best anti aging, anti wrinkle cream will have many of these ingredients for preventing wrinkles.
For more details, you can check my website recommendations for an anti aging anti wrinkle cream.
http://www.health-and-skin-site.com/
Ever Heard of Farmers Dating Website?
The dating business has managed to branch of to cater for specific needs of daters or singles. More recently, a site for farmers was established to cater for their needs. If you are a single farmer, this is your chance to make a connection with a like minded person. The most outstanding farmers dating website is farmers only. This is your one stop shop for all your relationship needs. The site targets farmers, ranchers and all country folk. They go by a very interesting slogan which is 'city folk just don't get it'. The captivating site was founded by Jerry Miller. He is the owner for the marketing and public relations firm for Alpaca owners and breeders association. Starting the site for Miller was more an inspiration to him.
It started with a woman he met. She was having a hard time meeting new people after her divorce. They never understood the lifestyle of a farmer. Jerry Miller helped her find a good online dating site for farmers and they never found one. He took this need seriously and hence farmers only. Farmers dating website will cater for all single farmers everywhere. The farmers dating website is quite unique. While other sites want to know what kind of business you are in, the farmers site will ask the kind of crops you grow and, the kind of livestock you keep. There is nothing guaranteed to bring huge smiles to farmers than knowing; somebody takes a keen interest in the kind of thing they do.
It is always an unwritten rule that, people who share same values and professions will always make a connection. Farmers only have been marketing their brands and their popularity is increasing by the day. The process of registration is no different from other sites. It is easy and affordable to all single farmers. If you are the kind of person who has always had a thing for farming and farmers, it is your golden opportunity to look for a charming single farmer this way.
On their site, you will get to read more on the founder. He has been interviewed on many shows and, you will find more of his inspiring story on the website. The first thing you ask yourself as a single farmer is whether you are safe in the particular service. Farmers only is dedicated to providing a secure environment for dating. It is aware of all the possible challenges faced by the online dating sites or services. Therefore, you need to feel secure in this aspect and farmers only guarantees this. Take time and check out the their logo. It is particularly funny and exciting. This service is for people from the United States and Canada only. You can become a premium member easily by following the instructions. Registration at this site is totally free. You will access many services and find dynamic features that will facilitate your process of finding a suitable mate. With farmers only, you can date the farmers way; it will be so much fun.
http://www.tomydate.com/dating26.php
It started with a woman he met. She was having a hard time meeting new people after her divorce. They never understood the lifestyle of a farmer. Jerry Miller helped her find a good online dating site for farmers and they never found one. He took this need seriously and hence farmers only. Farmers dating website will cater for all single farmers everywhere. The farmers dating website is quite unique. While other sites want to know what kind of business you are in, the farmers site will ask the kind of crops you grow and, the kind of livestock you keep. There is nothing guaranteed to bring huge smiles to farmers than knowing; somebody takes a keen interest in the kind of thing they do.
It is always an unwritten rule that, people who share same values and professions will always make a connection. Farmers only have been marketing their brands and their popularity is increasing by the day. The process of registration is no different from other sites. It is easy and affordable to all single farmers. If you are the kind of person who has always had a thing for farming and farmers, it is your golden opportunity to look for a charming single farmer this way.
On their site, you will get to read more on the founder. He has been interviewed on many shows and, you will find more of his inspiring story on the website. The first thing you ask yourself as a single farmer is whether you are safe in the particular service. Farmers only is dedicated to providing a secure environment for dating. It is aware of all the possible challenges faced by the online dating sites or services. Therefore, you need to feel secure in this aspect and farmers only guarantees this. Take time and check out the their logo. It is particularly funny and exciting. This service is for people from the United States and Canada only. You can become a premium member easily by following the instructions. Registration at this site is totally free. You will access many services and find dynamic features that will facilitate your process of finding a suitable mate. With farmers only, you can date the farmers way; it will be so much fun.
http://www.tomydate.com/dating26.php
Tuesday, September 23, 2008
Seven Simple Skin Care Tips For Beautiful Skin
Have you read one skin care tip after another and felt unsure about which one you should follow? If you open up magazines or surf the web, you will find loads of skin care suggestions and oftentimes it's simply hit or miss.
When you want to get skin care tips, avoid consulting magazines. Mainstream magazines are partial to big brand products that pay to have their name mentioned. It's hard to know what is really effective unless you try it yourself but here are some surefire tips that will have your skin looking clear, young, and beautiful in no time.
Many skin care tips out there recommend over-cleansing your skin. The truth is that you only need to cleanse your skin in the evening before you go to bed. Splashing your face with warm water in the morning is sufficient. Over-cleansing can lead to dryness and irritation.
This is probably a skin care tip you've already heard, but moisturize your skin frequently. Use both a day cream and a night cream for the best results. Look for natural and effective moisturizing ingredients such as grapeseed oil, jojoba oil, olive oil, avocado extract, and shea butter.
Of the many skin care tips that are overlooked, one is the importance of using a deeply hydrating mask for a periodic hydrating boost. Simply applying creams day to day is not enough in order to give your face and neck the deep moisturizing treatment they need.
Another skin care tip that involves mask is using a deep cleansing treatment. Look for a deep cleansing mask that contains bentone gel and kaolin clay to remove the build-up of dirt and grime from your pores.
Don't apply just any cream to your eyes. Look for a light eye gel specifically for use around the eyes. Keep an eye out for ingredients like Eyeliss and Haloxyl, which are scientifically proven to reduce under-eye circles, wrinkles, and bags.
Avoid using creams that contain an SPF factor. Most of the skin care tips you have heard all your life surely preach the importance of SPF factors in skin creams but the truth is that SPF factors can cause skin problems and have been linked to cancer. To avoid sun exposure, use a wide brim hat and sun umbrella instead.
If you want to whiten your complexion, look for a cream that contains extrapone nutgrass. Unlike other whitening ingredients, extrapone nutgrass does not cause irritation. You can enjoy its whitening effects without experiencing any harmful side effects.
Do yourself a favor and follow the skin care tips listed here in order to achieve young, beautiful skin. Your best bet is to follow these tips religiously and if you do so, you will look in the mirror and see the skin you've always dreamed of having in no time, guaranteed.
When you want to get skin care tips, avoid consulting magazines. Mainstream magazines are partial to big brand products that pay to have their name mentioned. It's hard to know what is really effective unless you try it yourself but here are some surefire tips that will have your skin looking clear, young, and beautiful in no time.
Many skin care tips out there recommend over-cleansing your skin. The truth is that you only need to cleanse your skin in the evening before you go to bed. Splashing your face with warm water in the morning is sufficient. Over-cleansing can lead to dryness and irritation.
This is probably a skin care tip you've already heard, but moisturize your skin frequently. Use both a day cream and a night cream for the best results. Look for natural and effective moisturizing ingredients such as grapeseed oil, jojoba oil, olive oil, avocado extract, and shea butter.
Of the many skin care tips that are overlooked, one is the importance of using a deeply hydrating mask for a periodic hydrating boost. Simply applying creams day to day is not enough in order to give your face and neck the deep moisturizing treatment they need.
Another skin care tip that involves mask is using a deep cleansing treatment. Look for a deep cleansing mask that contains bentone gel and kaolin clay to remove the build-up of dirt and grime from your pores.
Don't apply just any cream to your eyes. Look for a light eye gel specifically for use around the eyes. Keep an eye out for ingredients like Eyeliss and Haloxyl, which are scientifically proven to reduce under-eye circles, wrinkles, and bags.
Avoid using creams that contain an SPF factor. Most of the skin care tips you have heard all your life surely preach the importance of SPF factors in skin creams but the truth is that SPF factors can cause skin problems and have been linked to cancer. To avoid sun exposure, use a wide brim hat and sun umbrella instead.
If you want to whiten your complexion, look for a cream that contains extrapone nutgrass. Unlike other whitening ingredients, extrapone nutgrass does not cause irritation. You can enjoy its whitening effects without experiencing any harmful side effects.
Do yourself a favor and follow the skin care tips listed here in order to achieve young, beautiful skin. Your best bet is to follow these tips religiously and if you do so, you will look in the mirror and see the skin you've always dreamed of having in no time, guaranteed.
Tuesday, September 16, 2008
Tips For Booking Cheap Flights to Dublin
There's no one site or airline that can guarantee cheap flights to all destinations at all times. Air Fare costs generally depends on timing and which airline you use. Dublin's peak times are Christmas, summer, St Patrick's Day (March 17th), when rugby internationals are held in Dublin, and during the Irish and UK school holidays. No set of rules apply though, each booking is on an individual basis however there are some top tips to remember.
The earlier you book the cheaper the flight.
Be as flexible as possible with dates.
Research the general cost with different airlines to get a guide price.
Check for deals and bargains on airlines own web site.
Choose off peak flights, weekdays, late night and early morning flights.
Book any deals straight away, don't wait!
Sign up for email alerts from airlines.
Check end price as taxes etc. can get added on at the end.
For flights to Dublin the main airlines to look for deals with are Ryanair, Aer Lingus, British Airways, BMI, Air France, Delta Airlines, American Airlines and Continental. These airlines offer similar services on getting a cheap flight to Dublin (depending on the origin of your journey).
Timing/flexibility...
Book your flight as far in advance (3-6 months) as you can and bear in mind to be flexible with dates and flight times. Dublin Airport is situated close to the city and offers a 24-hour, daily transport service allowing you to reach your destination in Dublin with ease day or night.
If you're booking nearer to your departure date, travelling after 12pm on Monday and before 12pm on Thursday are usually the cheapest days. However you'll need to book two weeks in advance to avail of most deals but preferably four weeks ahead of your travel date. This particularly applies to the off peak season and early morning and late night flights.
Do your homework...
It is worth looking at each of the airlines to get an idea of the average price to fly to Dublin, from your departure airport. Generally the airlines publish flights for both short and long haul three to six months in advance.
Keep an eye on fare comparison sites as they monitor flight costs however beware that these sites do not always cover all the airlines and check the date and time they last updated their information.
Deals/bargains...
All airlines offer cheap flights at various times, however they are often one way so your return journey may end up costing you more than you bargained for. Some airlines such as Ryanair (Ryanair Bargains) offer a service where they'll keep you updated on any deals to the destination of your choice. So if you see a good deal, book it straight away as destinations and dates change constantly as well as bargain flight prices.
Hidden/end costs...
The price you first see quoted is more often than not much cheaper than the price you actually pay at the end. Be aware of the hidden costs that airlines are now charging, airport tax, handling fees for credit cards, luggage, seating together if there's more that one travelling, priority boarding etc. This is of particular relevance when booking with budget (no frills) airlines.
Take into account weight allowance for luggage and how many pieces of luggage are included in the quoted price. Long haul flights tend to allow two pieces of checked in luggage with little difference in weight allowance. However most short haul flights charge for all checked in luggage. Remember, the cost quoted foe checked in luggage is usually only for one way. So for example if you see 'charge per bag 7.00 Euro' this will be 14.00 Euro.
Check out what is covered in the in-flight service as food and drinks can add significantly to the overall cost of your flight if not included in the ticket.
Another top tip is to book on-line where you can to help keep the overall cost down. Booking at a travel agent or at the airport can sometimes be higher.
The reality of booking a cheap flight to Dublin is to keep in mind at all times: book as early as possible, take advantage of deals straight away, be flexible, compare prices on all airlines and be aware of the hidden costs that can turn a cheap ticket into an expensive one. If you keep these tips in mind when booking your journey to Dublin you will have a lot more ready cash to truly enjoy all the wonders the city has to offer.
Another tip is to always book your accommodation in advance. Booking on line can also save you time, money and hassle.
Mairead Foley writes for the Ireland travel and accommodation website http://www.GoIreland.com.
Visit GoIreland for all you need to know before visiting Dublin, like what to see and where to go. View B&Bs, guesthouses and self catering in Dublin as well as Dublin hotels.
The earlier you book the cheaper the flight.
Be as flexible as possible with dates.
Research the general cost with different airlines to get a guide price.
Check for deals and bargains on airlines own web site.
Choose off peak flights, weekdays, late night and early morning flights.
Book any deals straight away, don't wait!
Sign up for email alerts from airlines.
Check end price as taxes etc. can get added on at the end.
For flights to Dublin the main airlines to look for deals with are Ryanair, Aer Lingus, British Airways, BMI, Air France, Delta Airlines, American Airlines and Continental. These airlines offer similar services on getting a cheap flight to Dublin (depending on the origin of your journey).
Timing/flexibility...
Book your flight as far in advance (3-6 months) as you can and bear in mind to be flexible with dates and flight times. Dublin Airport is situated close to the city and offers a 24-hour, daily transport service allowing you to reach your destination in Dublin with ease day or night.
If you're booking nearer to your departure date, travelling after 12pm on Monday and before 12pm on Thursday are usually the cheapest days. However you'll need to book two weeks in advance to avail of most deals but preferably four weeks ahead of your travel date. This particularly applies to the off peak season and early morning and late night flights.
Do your homework...
It is worth looking at each of the airlines to get an idea of the average price to fly to Dublin, from your departure airport. Generally the airlines publish flights for both short and long haul three to six months in advance.
Keep an eye on fare comparison sites as they monitor flight costs however beware that these sites do not always cover all the airlines and check the date and time they last updated their information.
Deals/bargains...
All airlines offer cheap flights at various times, however they are often one way so your return journey may end up costing you more than you bargained for. Some airlines such as Ryanair (Ryanair Bargains) offer a service where they'll keep you updated on any deals to the destination of your choice. So if you see a good deal, book it straight away as destinations and dates change constantly as well as bargain flight prices.
Hidden/end costs...
The price you first see quoted is more often than not much cheaper than the price you actually pay at the end. Be aware of the hidden costs that airlines are now charging, airport tax, handling fees for credit cards, luggage, seating together if there's more that one travelling, priority boarding etc. This is of particular relevance when booking with budget (no frills) airlines.
Take into account weight allowance for luggage and how many pieces of luggage are included in the quoted price. Long haul flights tend to allow two pieces of checked in luggage with little difference in weight allowance. However most short haul flights charge for all checked in luggage. Remember, the cost quoted foe checked in luggage is usually only for one way. So for example if you see 'charge per bag 7.00 Euro' this will be 14.00 Euro.
Check out what is covered in the in-flight service as food and drinks can add significantly to the overall cost of your flight if not included in the ticket.
Another top tip is to book on-line where you can to help keep the overall cost down. Booking at a travel agent or at the airport can sometimes be higher.
The reality of booking a cheap flight to Dublin is to keep in mind at all times: book as early as possible, take advantage of deals straight away, be flexible, compare prices on all airlines and be aware of the hidden costs that can turn a cheap ticket into an expensive one. If you keep these tips in mind when booking your journey to Dublin you will have a lot more ready cash to truly enjoy all the wonders the city has to offer.
Another tip is to always book your accommodation in advance. Booking on line can also save you time, money and hassle.
Mairead Foley writes for the Ireland travel and accommodation website http://www.GoIreland.com.
Visit GoIreland for all you need to know before visiting Dublin, like what to see and where to go. View B&Bs, guesthouses and self catering in Dublin as well as Dublin hotels.
Weight Loss Plan For Children
More children are overweight today then ever before in history. Some people blame it on fast food. Others say it is due to video games and lack of physical exercise. There is no quick easy way for children to lose weight. However, children do have an advantage when they still have some growing to do. Children who are just slightly over weight may just need to stop gaining weight and grow into their weight as they gain inches in height.
A teenager for example may be at an age where 10 pounds per year of weight gain is needed for normal growth. If that teen is slightly overweight, he or she may just be able to grow taller and slim down by not gaining rather then losing weight. Sometime it is tricky trying to figure out what an ideal weight for your child is. You can refer to growth charts. Checking with a health care professional is also a good idea.
Of course if your child is significantly overweight he or she will not only want to not gain weight but they will want to actually lose weight. This means your child will have to increase the amount of calories burned and or decrease the amount of calories consumed. Usually a combination of the two is most effective.
One way you can help your child is by making he or she aware of the calorie values of food. Often a lot of calories can be eliminated just by limiting the amount of soda and juice a child drinks. Even too much milk can impact weight although milk is an important part of the diet. A child generally needs about 16 to 24 ounces of milk per day. More then that can help pack on extra weight.
It is common knowledge that fast food is packed with calories. Resist the urge to pull through the drive through more than once per week. Portion size can also be a problem for overweight children. Helping your child to eat normal versus super size portions can help them lose unwanted weight while still enjoying a variety of foods.
Never tell your child he or she needs to clean their plate. Forcing a child to do so while not allowing them to learn to stop eating when they are full are habits that are hard to break. Encourage your child to eat slowly at the dinner table with the family. Enjoying family meals is a good time to catch up on everyone's activities and while parents have the chance to model healthy eating behavior. Eating while watching TV is not recommended since an individual may not be aware of the quantity consumed.
Finally encourage activity by taking family walks or bike rides. Learn a new sport like tennis, bat mitten, golf, skating or skiing. Give your children the opportunity to play team sports or take lessons in sports they show an interest in. It is never a bad idea to have available sports and exercise equipment or join a local fitness center.
You can help your child lose weight by preparing 2 week meal plans in advance. All of the meals should be discussed with your child and agreed upon. Using short reachable goals will help the child see their progress much faster, keep them motivated and have them ready for the next 2 week plan.
On our diet review site, the top rated plan, "Strip That Fat" is suitable for children. You can make 2 week meal plans and you even get a printable shopping list. Have your child shop with you so they really get involved in their quest to drop some pounds.
http://www.squidoo.com/HowToGetRidOfFat20Poundsin30Days
You will also see a special deal that will help your child as well as yourself. If you order "Strip That Fat" from this link, you also get a free weight loss hypnosis CD, "Choose To Lose With Hypnosis" valued at $39.95. It is fully explained on the site but this CD coupled with a weight loss plan will guarantee positive results.
Visit this site and get your child and yourself if you need it on track to shed the pounds now
A teenager for example may be at an age where 10 pounds per year of weight gain is needed for normal growth. If that teen is slightly overweight, he or she may just be able to grow taller and slim down by not gaining rather then losing weight. Sometime it is tricky trying to figure out what an ideal weight for your child is. You can refer to growth charts. Checking with a health care professional is also a good idea.
Of course if your child is significantly overweight he or she will not only want to not gain weight but they will want to actually lose weight. This means your child will have to increase the amount of calories burned and or decrease the amount of calories consumed. Usually a combination of the two is most effective.
One way you can help your child is by making he or she aware of the calorie values of food. Often a lot of calories can be eliminated just by limiting the amount of soda and juice a child drinks. Even too much milk can impact weight although milk is an important part of the diet. A child generally needs about 16 to 24 ounces of milk per day. More then that can help pack on extra weight.
It is common knowledge that fast food is packed with calories. Resist the urge to pull through the drive through more than once per week. Portion size can also be a problem for overweight children. Helping your child to eat normal versus super size portions can help them lose unwanted weight while still enjoying a variety of foods.
Never tell your child he or she needs to clean their plate. Forcing a child to do so while not allowing them to learn to stop eating when they are full are habits that are hard to break. Encourage your child to eat slowly at the dinner table with the family. Enjoying family meals is a good time to catch up on everyone's activities and while parents have the chance to model healthy eating behavior. Eating while watching TV is not recommended since an individual may not be aware of the quantity consumed.
Finally encourage activity by taking family walks or bike rides. Learn a new sport like tennis, bat mitten, golf, skating or skiing. Give your children the opportunity to play team sports or take lessons in sports they show an interest in. It is never a bad idea to have available sports and exercise equipment or join a local fitness center.
You can help your child lose weight by preparing 2 week meal plans in advance. All of the meals should be discussed with your child and agreed upon. Using short reachable goals will help the child see their progress much faster, keep them motivated and have them ready for the next 2 week plan.
On our diet review site, the top rated plan, "Strip That Fat" is suitable for children. You can make 2 week meal plans and you even get a printable shopping list. Have your child shop with you so they really get involved in their quest to drop some pounds.
http://www.squidoo.com/HowToGetRidOfFat20Poundsin30Days
You will also see a special deal that will help your child as well as yourself. If you order "Strip That Fat" from this link, you also get a free weight loss hypnosis CD, "Choose To Lose With Hypnosis" valued at $39.95. It is fully explained on the site but this CD coupled with a weight loss plan will guarantee positive results.
Visit this site and get your child and yourself if you need it on track to shed the pounds now
How to Earn Extra Income
The prices of various products keep increasing nowadays, that's why you spend more and more money just for products you use daily. Even if you come across some sales. Usually in longer term the costs have increasing tendency. That's why you need to find out the way to earn some extra income to keep your head above the water and to be able to afford the things you need. The good news for you is that there are some really great ways to make extra money even if you aren't very computer savvy and your skills are limited to checking email and typing some simple documents.
Offer a Service
People are much busier today and usually they even don't have a time to take care of things around the home. After hours spent at work the only thing they want is to take a rest or go out for leisure activities. That's why sometimes they look for someone who could help them at home duties and this could be a right extra income opportunity for you. You could offer for instance housekeeping service for people like that. Many of them will take care of the house themselves, however there are still people who are ready to pay nice cash to keep their hands clean.
Another popular way to make some extra cash is errand running. You could for instance offer your patience and help for people who are tired of going grocery shopping, taking dirty clothes to laundry or standing in line at busy local post office to mail a package. Also there are some pet owners who would like to go on holidays and leave their pets for someone to take care of. So here you have another pet sitting opportunity to earn extra income as people rather prefer to save money through pet sitting instead of living the pet in a kennel.
Market your Product
If you are a person like anyone else, probably you have quite a lot of stuff that you would like to get rid of somehow. So why not to open you own garage sale, where you could sell your won stuff that you have no longer use for. This is a nice way to earn extra income from something that you find useless but someone else may find it still valuable. Also if you have some good quality and unique items you can put them on sales on auction web sites, where people will bid for it.
Also you can find some web sites where you can offer your old books for sales as an extra bonus for CDs, DVDs, video tapes or games for popular consoles.
Other Extra Income Ideas
You could search for the companies that will offer you partnership and will pay for selling their products. This way you can easily sell something without the need of buying it and get paid some nice cash.
The thing you should always try to do to earn extra income is to turn your hobby and your skills into activity that will make money for you. This is the best way do make money doing something you like.
Daniel Gebura is an experienced network marketer who helps ordinary people build a successful home business.
Offer a Service
People are much busier today and usually they even don't have a time to take care of things around the home. After hours spent at work the only thing they want is to take a rest or go out for leisure activities. That's why sometimes they look for someone who could help them at home duties and this could be a right extra income opportunity for you. You could offer for instance housekeeping service for people like that. Many of them will take care of the house themselves, however there are still people who are ready to pay nice cash to keep their hands clean.
Another popular way to make some extra cash is errand running. You could for instance offer your patience and help for people who are tired of going grocery shopping, taking dirty clothes to laundry or standing in line at busy local post office to mail a package. Also there are some pet owners who would like to go on holidays and leave their pets for someone to take care of. So here you have another pet sitting opportunity to earn extra income as people rather prefer to save money through pet sitting instead of living the pet in a kennel.
Market your Product
If you are a person like anyone else, probably you have quite a lot of stuff that you would like to get rid of somehow. So why not to open you own garage sale, where you could sell your won stuff that you have no longer use for. This is a nice way to earn extra income from something that you find useless but someone else may find it still valuable. Also if you have some good quality and unique items you can put them on sales on auction web sites, where people will bid for it.
Also you can find some web sites where you can offer your old books for sales as an extra bonus for CDs, DVDs, video tapes or games for popular consoles.
Other Extra Income Ideas
You could search for the companies that will offer you partnership and will pay for selling their products. This way you can easily sell something without the need of buying it and get paid some nice cash.
The thing you should always try to do to earn extra income is to turn your hobby and your skills into activity that will make money for you. This is the best way do make money doing something you like.
Daniel Gebura is an experienced network marketer who helps ordinary people build a successful home business.
Friday, September 12, 2008
Mulberry Wallet - What to Do If You Lose It
You have a gorgeous mulberry wallet and you love it no doubt. However, what would you do if you lost the wallet you love so much? It can be a devastating experience when you realize you have lost your wallet. If you carry everything in one wallet like so many people do, then you have more than likely lost your cash, your credit cards, your id cards, driver's license and anything else you carry in your mulberry wallet.
There are so many things you can do to try and regain a little control and maybe even find your mulberry wallet again!
The first thing to do is to remember exactly where you were when you know you last had your wallet. You can back track and go back to previous shops or places where you had your wallet and see if you left it there. If you have been lucky, someone may have handed it in and it may be in the lost and found.
Do you think your wallet has been stolen or that you have lost it? If you have lost it then it is worth backtracking. However, if you think it was stolen then there is little t no point in looking for it. Whichever circumstance you think has taken place there is one thing you have to do next, and that is to ring up the credit card companies and any other companies and tell them your card is either lost or stolen. This will help stop anyone using the cards for fraudulent purposes.
If you use store cards, make sure you report these as stolen as well; often people forget and only call the credit card companies. If your wallet has been stolen or you have lost it, someone could be shopping on your card right now. Cancel all cards so that you will not be held liable for any purchases that you have not made.
Once you have done that and you have exhausted every option open to you it is time to buy a new mulberry wallet! When you have bought your new wallet, buy a chain as well so that you can attach it to your person. This way you won't be able to lose it or have it stolen again! You could also buy an ankle strap and have it around your ankle, although this can be extremely restricting.
You could even get a mulberry wallet and put it in your coat pocket or your front pocket. Your mulberry wallet may be terribly stylish, but leaving it out only advertises the fact that it's there. Make sure only you can admire your mulberry wallet and keep it safe from others!
There are so many things you can do to try and regain a little control and maybe even find your mulberry wallet again!
The first thing to do is to remember exactly where you were when you know you last had your wallet. You can back track and go back to previous shops or places where you had your wallet and see if you left it there. If you have been lucky, someone may have handed it in and it may be in the lost and found.
Do you think your wallet has been stolen or that you have lost it? If you have lost it then it is worth backtracking. However, if you think it was stolen then there is little t no point in looking for it. Whichever circumstance you think has taken place there is one thing you have to do next, and that is to ring up the credit card companies and any other companies and tell them your card is either lost or stolen. This will help stop anyone using the cards for fraudulent purposes.
If you use store cards, make sure you report these as stolen as well; often people forget and only call the credit card companies. If your wallet has been stolen or you have lost it, someone could be shopping on your card right now. Cancel all cards so that you will not be held liable for any purchases that you have not made.
Once you have done that and you have exhausted every option open to you it is time to buy a new mulberry wallet! When you have bought your new wallet, buy a chain as well so that you can attach it to your person. This way you won't be able to lose it or have it stolen again! You could also buy an ankle strap and have it around your ankle, although this can be extremely restricting.
You could even get a mulberry wallet and put it in your coat pocket or your front pocket. Your mulberry wallet may be terribly stylish, but leaving it out only advertises the fact that it's there. Make sure only you can admire your mulberry wallet and keep it safe from others!
Ultimate Secret of the Money-Savvy 40-Something Woman
Wealth-building? At my age? I'd be happy just to get out of debt!
Unfortunately, that's the mind set of many women 40 years of age or older. As a group, we women are so focused in our younger years raising a family that we have difficulty visualizing the idea that someday, we actually may have enough time to travel.
And as that possibility gets closer with every year, we kick ourselves for not being more money-savvy in your younger years. But, it's not to late to get out of debt and start saving . . . for that perfect vacation . . . the trip cross country just to unwind . . . even for a well-deserved eventual retirement!
Yeah! Right! You respond. Have you looked at my checkbook lately? Enjoyment does seem to be part of my vocabulary for a while.
Start by following this simple tip. This hint isn't meant to be your entire education on handling money. But according to many money experts, it's one of the very most important. Therefore, it deserves special consideration.
So what is it? Living on 80 percent of your paycheck. This may be tough at first glance. But let me explain what you will do with that other 20 percent ....when you go to put this into practice, you'll discover it's really effortless.
The first 10 percent of your paycheck you're going to give away. Wow! That loud roar of protest nearly broke my eardrum. Didn't see that one coming, did you?
Indeed, the reasoning for this isn't purely financial either. First, just the act of giving a tenth of your income away is a sign of gratitude. Pick a charity, a special project, or an organization. It doesn't really matter as long as the money goes to a worthy cause - and you're the judge of that!
Take that other 10 percent that you're not living on and stash it away in a savings account of some type. Just don't touch it. No matter how many days until payday it might be.
Do this every payday. For those of you, like myself, who are self employed, do this with every payment you receive from others.
Psychologically speaking, the acts of giving and saving are wonderfully calming for the souls. Knowing that by giving away even a small amount of money to someone who could really use it is great feeling. And then knowing that should a real emergency occur that you have some money stashed away gives you peace of mind.
Before you dismiss this as total nonsense, think of how close that next vacation sounds. Now look at your checkbook balance. It's definitely worth a try.
I'll see you at the shore next year about this time!
Unfortunately, that's the mind set of many women 40 years of age or older. As a group, we women are so focused in our younger years raising a family that we have difficulty visualizing the idea that someday, we actually may have enough time to travel.
And as that possibility gets closer with every year, we kick ourselves for not being more money-savvy in your younger years. But, it's not to late to get out of debt and start saving . . . for that perfect vacation . . . the trip cross country just to unwind . . . even for a well-deserved eventual retirement!
Yeah! Right! You respond. Have you looked at my checkbook lately? Enjoyment does seem to be part of my vocabulary for a while.
Start by following this simple tip. This hint isn't meant to be your entire education on handling money. But according to many money experts, it's one of the very most important. Therefore, it deserves special consideration.
So what is it? Living on 80 percent of your paycheck. This may be tough at first glance. But let me explain what you will do with that other 20 percent ....when you go to put this into practice, you'll discover it's really effortless.
The first 10 percent of your paycheck you're going to give away. Wow! That loud roar of protest nearly broke my eardrum. Didn't see that one coming, did you?
Indeed, the reasoning for this isn't purely financial either. First, just the act of giving a tenth of your income away is a sign of gratitude. Pick a charity, a special project, or an organization. It doesn't really matter as long as the money goes to a worthy cause - and you're the judge of that!
Take that other 10 percent that you're not living on and stash it away in a savings account of some type. Just don't touch it. No matter how many days until payday it might be.
Do this every payday. For those of you, like myself, who are self employed, do this with every payment you receive from others.
Psychologically speaking, the acts of giving and saving are wonderfully calming for the souls. Knowing that by giving away even a small amount of money to someone who could really use it is great feeling. And then knowing that should a real emergency occur that you have some money stashed away gives you peace of mind.
Before you dismiss this as total nonsense, think of how close that next vacation sounds. Now look at your checkbook balance. It's definitely worth a try.
I'll see you at the shore next year about this time!
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